Paying too much interest?

Get a better deal and start money saving now

Are you tired of your bank?

Are they treating you as you’d like to be treated?

Or perhaps it’s simply time to shop around?

Whatever the case, I’d love to help you find a better deal.

Let me take the stress away so you can get the best possible rate for your loan.

How? I’ll liaise with the banks (so you don’t have to!)

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Stop paying too much interest.

Here’s how I can help:

1. I’ll ask you a few questions

About your current situation, for example:

  • Which bank (or banks) are you currently with?
  • What interest rate(s) are you currently paying?
  • Do you have any fixed rates, and if so, when do they expire?
  • What properties do you currently own?
  • What is the value of the properties that you own?
  • What is the amount you currently owe against those properties?

About your future, for example:

  • What’s the next step for you in terms of real estate?
  • What are your long term goals in terms of property?
  • What’s important to you in terms of restructuring your lending/loans?

I’ll compile the answers to these and other questions into your lending application.

2. I’ll work with the banks on your behalf

I’ll deal with the following financial institutions…

  • ASB
  • ANZ/National
  • Westpac
  • The Co-Operative Bank (previously known as PSIS)
  • SBS
  • Sovereign
  • Public Trust
  • AMP

3. If we’re successful, I’ll pass on the good news!

You’ll have the option to choose the best home loan deal or your preferred bank (or sometimes both!)

And if you’re concerned about the hassle of switching banks, I can put you in touch with the best people to make it a smooth transition.

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Hold on.

What costs are involved?

You need to be aware of:

  • Solicitor fees
  • Valuations (if required)
  • Fixed rate break costs (if applicable)

But I have some great news…

  1. Some banks will cover some or all of the costs above
  2. My service is free to you (so it costs nothing to see if you can save money by switching banks)

Saving money on your mortgage could be easier than you think.

And I’m pleased to have helped plenty of people in Tauranga save more of their money.

So what are you waiting for?

Would you like to find out if you could save money on your mortgage?

If so, let’s catchup for a chat at my place or yours (during the week or after hours – you decide)

Call me on (07) 571 4172 or (027) 4993 628 or simply contact me.

Need convincing?

See what my clients have to say.

Call me on (07) 571 4172 to get started!

Lindsay Horne

lindsay@horne.co.nz